We found one, Assem Allam. He had the money to turn Hull City into a West Bromwich Albion or a Burnley or a Swansea City. Instead he turned us into Bartlett's Hull City mark 2, without, of course, the threat of administration.
Assem Allam had £80 million in cash to spend on Hull City. £40 million paid off Bartlett's debts. The balance, £40 million, could have been used to build a championship team like Burnley, Swansea or West Bromwich Albion. One that could get promoted straight back into the Premier League when relegated. Burnley had nowhere near those resources but they had owners with a plan and who used the money they had wisely. Unlike us. Your argument would only make sense if the Allams hadn't given Bruce £40 million to spend to get promotion. Our debts made no difference to how that money was spent.
Somehow I feel that is sarcasm rather than a realisation of what has happened to Hull City, not once but twice.