Well i've never seen a lot of clubs play outside the top flight so..... didn't stop we worrying about it in 2010 as dogson and G&H rode the thing down in flames.
Liverpool where never in danger. They were also never in danger of going bust either. You have never had the club bung an away team keeper to stay up in the last day.
At the risk of perpetuating it - I just want to make it clear. I'm not happy that our defence is ****. Although I do think that the responsibility lies as much with the midfield as the back line and the GK.