Would rather get players on loan now, as we will need to get a higher calibre of player if we get promoted and means that we will have more money to spend on players. Don't think we'll go up if we don't bring players in though.
I'd be amazed if Everton would allow McCarthy to leave at all, never mind just on loan without seeing some cash.
Delph and McCarthy would really help us push for promotion. We desperately need some midfield reinforcements. These two are good solid premier league players.